Effective Date: 01-08-2025

Company Name: GROWBOO INTERNATIONAL (PRIVATE) LIMITED
Corporate Unique Identification No.: 0302110
Registered Under: Companies Act, 2017 (XIX of 2017) – SECP Pakistan

These Terms and Conditions (“Terms”) govern your access to and use of our website and investment services. By registering with us or using our services, you agree to be legally bound by these Terms.

1. Eligibility
By using our services, you confirm that you:

Are at least 18 years old;

Have the legal capacity to enter into a binding agreement;

Are not prohibited from using investment services under any applicable law or regulation;

Provide accurate and complete information during registration.

2. Account Registration and Verification
To access investment services, you must create an account and complete our KYC (Know Your Customer) process. You agree to:

Provide true, accurate, and up-to-date information;

Submit any required identity and financial verification documents;

Keep your login credentials secure and confidential.

We reserve the right to suspend or terminate accounts that provide false information or fail to meet compliance requirements.

3. Investment Services and Returns
We offer managed investment services where returns of 8%–10% monthly are targeted, but not guaranteed.

Your capital is subject to a maximum potential risk of 10%, which we aim to mitigate using proprietary strategies and risk management systems.

Returns may vary depending on market conditions and are subject to change without prior notice.

Important: Investment involves risk. Past performance is not indicative of future results.

4. Fees and Withdrawals
We may or may not charge management or performance fees as disclosed on your dashboard or agreement.

Withdrawal requests are processed as per our withdrawal policy and may be subject to minimum holding periods or transaction limits.

Delays may occur due to banking hours, compliance checks, or market conditions.

5. No Financial Advice
All information on our platform is provided for informational purposes only. We do not provide personalized investment, legal, or tax advice. You should consult with a qualified financial advisor before making investment decisions.

6. Compliance and Legal Obligations
We strictly comply with the laws of Pakistan and the regulations set forth by the SECP. We may:

Monitor and report suspicious activities;

Freeze or close accounts if required by law or regulation;

Share information with regulatory bodies for compliance or investigation purposes.

7. User Responsibilities
You agree to:

Use our platform for lawful purposes only;

Not engage in any fraudulent, abusive, or illegal activity;

Notify us immediately if you suspect any unauthorized access to your account.

8. Limitation of Liability
To the fullest extent permitted by law, GROWBOO INTERNATIONAL (PRIVATE) LIMITED shall not be liable for any direct, indirect, incidental, or consequential losses resulting from:

Investment losses;

Delays in service;

Data breaches (despite security efforts);

Third-party service provider actions.

Your sole remedy for dissatisfaction with the service is to stop using it and request withdrawal of your funds (subject to terms).

9. Intellectual Property
All content on this website—including logos, text, design, software, and graphics—is the property of GROWBOO INTERNATIONAL (PRIVATE) LIMITED and may not be copied, reproduced, or distributed without our written consent.

10. Termination
We reserve the right to terminate or suspend your account at any time if:

You violate these Terms;

Regulatory obligations require us to do so;

Fraud, misuse, or suspicious behavior is detected.

11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the Islamic Republic of Pakistan. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Pakistan.

12. Amendments
We may update or change these Terms from time to time. You will be notified of significant changes via email or website notice. Continued use of our services after such changes implies your acceptance.

13. Contact Us
If you have any questions about these Terms, please contact us at:

GROWBOO INTERNATIONAL (PRIVATE) LIMITED
B-66, Block-8, Gulshan-e-Iqbal, 75300, Karachi, Pakistan
Email: contact.us@growboo.com
Phone: 021-37122390